000			01911nam a22002177a 4500
001			193011
003			KE-NaSUL
005			20260707185317.0
008			120807b xxu||||| |||| 00| 0 eng d
040			_cKE-NaSUL
100			_aGodana, Orge G. _9207142
245			_aA study on the effect of agency banking on performance of banks in Kenya _c Orge Galma Godana
260			_aNairobi _bStrathmore University _c2012
300			_avi, 30p.
520			_aAgency banking is a new trend that is quickly catching up in the Kenyan Banking sector. The banks in the country are bringing their services closer to the people without opening bank branches and in ways that are familiar to the people. Banks are using retail merchants and post offices to establish this. The main objective of this study was to establish the effect that agency banking has had on the banks performance in terms of cost and number of bank accounts as well as the challenges experienced. The data for this research was collected from the forty three Kenyan banks using questionnaires. The findings of this research suggest that agency banking is improving bank performance since the banks are now able to increase their bank accounts while maintaining or reducing their capital costs. The findings also suggest that there a number of challenges that are experienced in the agency banking field that have kept some banks from adopting agency banking. The key challenge that has been observed is the risk involved in agency banking and this has also been confirmed by the increase in risk management costs that has been observed by the respondents who have already adopted agency banking.
650			_aAgency banking _9207143
650			_aKenya
700			_aWachudi, John _eSupervisor _9207144
856			_uhttp://examsbank.library.strathmore.edu/xmlui/handle/123456789/1741 _yclick here to access full text
942			_2lcc _cPROJ _uRC
999			_c193011 _d164263