<?xml version="1.0" encoding="UTF-8"?>
<record
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>00984nam a22002417a 4500</leader>
  <controlfield tag="001">37496</controlfield>
  <controlfield tag="003">OSt</controlfield>
  <controlfield tag="005">20260707172603.0</controlfield>
  <controlfield tag="008">090608t        xxu||||| |||| 00| 0 eng d</controlfield>
  <datafield tag="040" ind1=" " ind2=" ">
    <subfield code="c">KE-NaSUL</subfield>
    <subfield code="d">KE-NaSUL</subfield>
    <subfield code="a">KENaSUL</subfield>
  </datafield>
  <datafield tag="090" ind1=" " ind2=" ">
    <subfield code="c">37496</subfield>
    <subfield code="d">37491</subfield>
  </datafield>
  <datafield tag="100" ind1=" " ind2=" ">
    <subfield code="a">Mutethya, Edith</subfield>
    <subfield code="9">62803</subfield>
  </datafield>
  <datafield tag="245" ind1=" " ind2=" ">
    <subfield code="a">Mpesa still popular despite regulatory hurdles.</subfield>
    <subfield code="c">Edith Mutethya</subfield>
  </datafield>
  <datafield tag="260" ind1=" " ind2=" ">
    <subfield code="a">Nairobi</subfield>
    <subfield code="b">Financial Post Ltd.</subfield>
    <subfield code="c">19 - 25 January, 2009</subfield>
  </datafield>
  <datafield tag="300" ind1=" " ind2=" ">
    <subfield code="a">1,4 The Financial Post 19 - 25 January, 2009</subfield>
  </datafield>
  <datafield tag="505" ind1=" " ind2=" ">
    <subfield code="a">-</subfield>
  </datafield>
  <datafield tag="519" ind1=" " ind2=" ">
    <subfield code="a">-</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">An increasing number of people especially traders prefer to process cash through their mobile phones.

Mpesa detractors including commercial banks, are accusing it of encroaching on their turf arguing that by being exempted from Central Bank of Kenya Regulations, Safaricom is actually offering cheap banking services.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">M-pesa</subfield>
    <subfield code="9">62536</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Mpesa</subfield>
    <subfield code="9">62804</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Mobile Banking</subfield>
    <subfield code="9">62368</subfield>
  </datafield>
  <datafield tag="942" ind1=" " ind2=" ">
    <subfield code="c">ART</subfield>
    <subfield code="x">RG</subfield>
  </datafield>
  <datafield tag="999" ind1=" " ind2=" ">
    <subfield code="c">37496</subfield>
    <subfield code="d">37491</subfield>
  </datafield>
</record>
