TY - BOOK AU - Muiruri, Mwangi TI - Survival tactics for harsh economic times PY - 0000///Monday, January 262009/// CY - Nairobi PB - The Standard Group KW - Economy KW - Savings N2 - Crucial tips include: *Maintain minimum debts *Include between five percent to 10 percent savings in your budget *Shop with a list to avoid impulse purchases *Remember you are responsible for your money ER -