00545nam a22001577a 45000010006000000050017000060080041000230900017000641100031000812450044001122600038001563000067001945200101002619420008003629990017003703222720260707172425.0090112t        xxu||||| |||| 00| 0 eng d  c32227d32224  aBusiness Daily Team958903  aM-pesa under siegecBusiness Daily Team  aNairobibNation Media Groupc2009  aPg 1Business Daily, Monday 12th January 2009bill. (Some col.)  aWhy commercial banks are against Safaricom's pioneering mobile phone-based money transfer system  cART  c32227d32224