00507nam a22001337a 450000100070000000500170000710000240002424500740004826000320012230000130015444000620016752001320022965000120036131244320260707210045.0  aKnowledge @ wharton  aWhy mobile banking will replace lenders branchescKnowledge @ wharton  aNairobibNation mediac2018  ap.3bill  aBusiness dailyvFriday, February, 16-18th weekend edition  aMillennials consider it to be a pain to deal with brick and mortar especially when they can get better product at a lower price  aBanking