@book{103155,
	author = {Ledgerwood, Joanna. and Sustainable Banking with the Poor (Project)},
	title = {Microfinance handbook},
	publisher = {World Bank,},
	year = {c1999},
	address = {Washington, D.C. :},
	note = {At head of title: Sustainable Banking with the Poor.},
	url = {http://site.ebrary.com/lib/strathmore/Doc?id=10383968}
}